Is Renters Insurance Required for Condos in Bryan-College Station?

Renters insurance isn’t always required, but many landlords in Bryan-College Station now ask for it. It protects your belongings and liability—and Bock Realty Group can help you understand what coverage you need.

What Is Renters Insurance?

Renters insurance is a policy that protects your personal belongings, covers liability (if someone is injured in your unit), and may cover temporary living expenses after damage.

Is It Required in Bryan-College Station Condos?

– Legally? No, Texas law doesn’t require it.
– Lease requirement? Yes, many landlords and HOAs require proof of renters insurance before move-in.

What Does It Typically Cover?

– Personal property (furniture, clothes, electronics)
– Liability coverage (accidents involving guests)
– Loss of use (hotel stays if your condo is damaged)
– Theft, fire, water damage (within policy limits)

How Much Does Renters Insurance Cost?

– Most policies range from $12 to $25 per month
– You can bundle with auto insurance to save
– Coverage usually starts at $10,000 and up

Why It’s a Good Idea—Even If It’s Not Required

– Landlord insurance doesn’t cover your stuff
– College Station storms and break-ins do happen
– It’s an inexpensive way to avoid major out-of-pocket losses

How Bock Realty Group Supports Smart Renters

We:
– Let you know which properties require renters insurance
– Refer you to trusted local agents if needed
– Help you understand what documents to provide your landlord
– Break down common policy terms if you’re a first-time renter

Conclusion

Even if it’s not mandatory, renters insurance is smart—and often required. Bock Realty Group helps you move in with confidence and peace of mind, knowing you and your belongings are protected.